One of the many benefits of being a registered member of Scottish Gymnastics is that we arrange insurance designed to protect you whilst you are taking part in the sport.
To support this, we have a dedicated website which provides you with details about the insurance cover and how to make a claim, whether you are a gymnast, coach, judge, or someone responsible for running a club.
Clubs should keep a record of all accidents/incidents whether major or minor in your accident report book which should be kept within the club. However, it is important that all accidents that result in a visit to the hospital or the accident may require physiotherapy later or may give rise to a claim are reported to Scottish Gymnastics as soon as possible after the event.
If you need to report an accident or incident, you will find the online form on the insurance website. Simply click the "report an incident" button on the right-hand side of the home page.
Directors and Officers
You may not realise it, but as a committee member you have a personal liability in respect of the management of your club, particularly if the club is unincorporated. Legal Liability insurance is available for Directors and Officers and provides cover to protect you if you are sued for negligent decisions. This is included in your club membership fee. For information on how to get this cover for your club, please click here
Equipment
Our insurance broker can also help with insurance for equipment, please contact Dominic Brosnan, W Denis at dominic.brosnan@wdenis.co.uk who can provide a quote.
Travel
If you are taking your gymnasts away on a trip either within the UK or abroad, as well as completing the travel permits, you also need to have adequate travel insurance in place. Your Scottish Gymnastics membership insurance covers you and your gymnasts at the event, but it does not provide any cover for medical expenses, loss of luggage or travel delays.
Travel insurance quotes are provided directly through our insurers. Please contact Dominic Brosnan at W Denis who can arrange travel insurance for you.
Sports Health Insurance
Your Scottish Gymnastics membership provides personal accident cover if you are involved in a single identifiable accident leading to a specific injury whilst taking part in any Scottish Gymnastics discipline or activity in a Scottish Gymnastics environment. The cover is arranged primarily to assist with rehabilitation following an accident.
Whilst benefits are included for physiotherapy, manipulative massage, and soft tissue treatment, this is not a private health insurance and the costs of medication, private consultation and surgery are not insured benefits and it also does not cover injury because of general wear and tear from training and competing.
Our insurance broker W Denis has access to a Sports Health Insurance range which has been specifically designed for amateur and professional sportspeople, clubs, and club officials to ensure access to medical treatment as soon as the need arises.
This type of policy is essentially the same as any other UK based private health insurance – the exception being that sports participants can be covered without the usual general exclusion that is prevalent on standard Private Medical Insurance products. Individuals or team cover is available, and you can get real time quotations.
If you are interested in this, please contact Monique Wright at Monique.Wright@wdenis.co.uk to discuss policy options to ensure you get the best solution for your needs.
